Access to Capital Archives | Page 4 of 4 | Union Square Ventures

Have you ever wondered why a bank charges an 18+% interest rate on credit card balances (regardless of credit history), but only pays depositors 1% on their balance?

These are fantastic economics for bank management and bank stockholders, but not…

Last fall when we started looking seriously at personal financial services, we realized something important about that kind of personal productivity application and the web.

When you move word processing from the desktop to the web not much happens. Writely…